house and car insurance

Question:

Is it permissible to get insurance on house and car?

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

All conventional insurance, including house and car insurance, contain elements of riba (interest) and qimar (gambling), which have been explicitly prohibited in the Holy Quran and the ahaadith. Therefore, it is not permissible to get house and car insurance.

To read some verses of the Quran and ahaadith on the prohibition of riba (interest), read this answer: http://www.fatwa.org.au/taking-interest-loan-to-buy-house.html

And Allah knows best.

Mufti Faizal Riza
2/10/2011
Darul Ifta Australia
www.mufti-online.net

DISCLAIMER – Mufti-Online.net questions
Mufti-Online.net answers issues pertaining to Shariah. Thereafter, these questions and answers are placed for public view on www.mufti-online.net for educational purposes. However, many of these answers are unique to a particular scenario and cannot be taken as a basis to establish a ruling in another situation or another environment. Mufti-Online.net bears no responsibility with regards to these questions being used out of their intended context.

The Shariah ruling herein given is based specifically on the question posed and should be read in conjunction with the question.
Mufti-Online.net bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.
This answer may not be used as evidence in any Court of Law without prior written consent of Mufti-Online.net.
Any or all links provided in our emails, answers and articles are restricted to the specific material being cited. Such referencing should not be taken as an endorsement of other contents of that website.

Support Darul Ifta Australia by donating.

DISCLAIMER:

Darul Ifta Australia provides answers to queries pertaining to Islamic law. Some answers are subsequently published publically for educational purposes. The queries are taken at face value since we have no way to investigate the actual circumstances or context. Fatwas (answers; verdicts) are unique to the stated query and cannot be used to establish another ruling or applied to another situation. We bear no responsibility for circumstances and situations where incorrect or incomplete information is given in the question. We are also not responsible if the answers are misinterpreted, applied incorrectly or taken out of context. We reserve the right to revise and update answers as and when needed and required.

All fatwas given on this site are based specifically on the question posed and should be read in conjunction with the question.
Darul Ifta Australia bears no responsibility to any party who may or may not act on any fatwa and is being hereby exempted from loss or damage howsoever caused.
No fatwa may be used as evidence in any court of law without prior written consent of Darul Ifta Australia.
Any or all links provided in our emails, fatwas and articles are restricted to the specific material being cited. Such referencing should not be taken as an endorsement of other contents of that website.